Privacy and Cookies Policy

Last updated on 09-21-22

General Disclaimer:

The information provided on this website does not, and is not intended to, constitute as financial advice; instead, all information, content, and materials available on this site are for general informational purposes only.  Information on this website may not constitute the most up-to-date information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; DRSGME.org does not recommend nor endorse the contents of the third-party sites.

Readers of this Website should contact a qualified financial advisor to obtain advice with respect to any particular financial matter.  No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking financial advice from a qualified professional. Use of, and access to, this website or any of the links or resources contained within the site do not create a fiduciary relationship between the reader, user, or browser and website authors, contributors, or any other third party individual or entity and their respective employers.

The views expressed at, or through, this site are those of the individual authors writing in their individual capacities only. All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed.  The content on this posting is provided "as is;" no representations are made that the content is error-free.

Materials subject to protections under the Copyright Act of 1976, or any modification thereof, are used under the Fair Use Exception outlined in Section 107 of the Copyright Act which allows use of such materials for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. DRSGME.org is not a commercial entity and does not profit from the use of such materials; said materials are not offered in commerce or for sale.

Privacy Policy

This Privacy Policy describes the policies of DRSGME.org and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

 

Your personal data is used (primarily usage data) to provide insight on how the website is used and accessed, these insights help refine the experience of using the wesbite and make the access to education more efficient. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy was generated by the "TermsFeed Privacy Policy Generator" and edited by DRSGME.

Interpretation and Definitions

 

Interpretation

 

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

 

Definitions

 

For the purposes of this Privacy Policy:

 

  • "Account" means a unique account created for You to access the Service or parts of the Service.

  • "Voluntary Association" (referred to as "the Organization" in this Agreement) refers to DRSGME.org.

  • "Country" refers to the United States of America.

  • "Cookies" are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.

  • "Device" means any device that can access the Service such as a computer, a cell phone or a digital tablet.

  • "Personal Data" is any information that relates to an identified or identifiable individual.

  • "Service" refers to the Website.

  • "Service Provider" means any natural or legal person who processes the data on behalf of the Voluntary Association. It refers to third-party companies or individuals employed by the Voluntary Association to facilitate the Service, to provide the Service on behalf of the Voluntary Association, to perform services related to the Service or to assist the Voluntary Association in analyzing how the Service is used.

  • "Usage Data" refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

  • "You" means the individual accessing or using the Service, or the organization, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

 

Collecting and Using Your Personal Data

 

Types of Data Collected:

 

Personal Data

 

While using the Service, You may be asked to provide The Voluntary Association with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

 

  • Email address.

  • First name and last name.

  • Phone number.

  • Address, State, Province, ZIP/Postal code, City.

  • Usage Data.

 

Usage Data

 

Usage Data is collected automatically when using the Service.

 

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of the Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

 

When You access the Service by or through a mobile device, Certain information may be collected automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

 

Information may also be collected that Your browser sends whenever You visit the Website or when You access the Service by or through a mobile device.

 

Tracking Technologies and Cookies

Cookies and similar tracking technologies are used to track the activity on the Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information, and to improve and analyze the Service. The technologies used may include:

 

  • Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent.

  • Web Beacons. Certain sections of the Service and emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Voluntary Association, for example, to count users who have visited those pages or opened an email, and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

 

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser.

 

Both Session and Persistent Cookies are used for the purposes set out below:

 

  • Necessary / Essential Cookies.
    Type: Session Cookies.
    Administered by: The Voluntary Association.
    Purpose: These Cookies are essential to provide You with services available through the Website. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and Cookies are only used to provide You with those services.

  • Cookies Policy / Notice Acceptance Cookies.
    Type: Persistent Cookies.
    Administered by: The Voluntary Association.
    Purpose: These Cookies identify if users have accepted the use of cookies on the Website.

  • Functionality Cookies.
    Type: Persistent Cookies.
    Administered by: The Voluntary Association.
    Purpose: These Cookies allow The Voluntary Association to remember choices You make when You use the Website, such as remembering your language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

  • Tracking and Performance Cookies.
    Type: Persistent Cookies.
    Administered by: Third-Parties.
    Purpose: These Cookies are used to track information about traffic to the Website and how users use the Website. The information gathered via these Cookies may directly or indirectly identify you as an individual visitor. This is because the information collected is typically linked to a pseudonymous identifier associated with the device you use to access the Website. Cookies may also be used to test new pages, features or new functionality of the Website to see how users react to them.

 

For more information about the cookies used and your choices regarding cookies, please visit the Cookies Policy or the Cookies section of the Privacy Policy.

 

Use of Your Personal Data

 

The Voluntary Association may use Personal Data for the following purposes:

 

  • To provide and maintain the Service, including to monitor the usage of the Service.

  • To provide You with news, special offers and general information about other goods, services and events which are offered that are similar to those that you have already purchased or inquired about unless You have opted not to receive such information.

  • To manage Your requests: To attend and manage Your requests to The Voluntary Association.

  • For other purposes: Your information may be used for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of promotional campaigns and to evaluate and improve the Service, products, services, marketing and your experience.

 

Your personal information may be shared in the following situations:

 

  • With Service Providers: Your personal information may be shared with Service Providers to monitor and analyze the use of the Website.

  • With Your consent: Your personal information may be disclosed for any other purpose with Your consent.

 

Retention of Your Personal Data

 

The Voluntary Association will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. Your Personal Data will be retained and used to the extent necessary to comply with The Voluntary Associations' legal obligations (for example, if it is required to retain your data to comply with applicable laws), resolve disputes, and enforce The Voluntary Associations' legal agreements and policies.

 

The Voluntary Association will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of the Service, or if The Voluntary Association is legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

 

Your information, including Personal Data, is processed by the Voluntary Associations' volunteers who are located across the globe. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

 

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

 

The Voluntary Association will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Disclosure of Your Personal Data

Law enforcement

 

Under certain circumstances, the Voluntary Association may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

 

Other legal requirements

 

The Voluntary Association may disclose Your Personal Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation.

  • Protect and defend the rights or property of the Voluntary Association.

  • Prevent or investigate possible wrongdoing in connection with the Service.

  • Protect the personal safety of Users of the Service or the public.

  • Protect against legal liability.

 

Security of Your Personal Data

 

The security of Your Personal Data is important, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While The Voluntary Association strives to use commercially acceptable means to protect Your Personal Data, its absolute security cannot be guaranteed.

Detailed Information on the Processing of Your Personal Data

 

The Service Providers used may have access to Your Personal Data. These third-party vendors collect, store, use, process and transfer information about Your activity on the Service in accordance with their Privacy Policies.

Analytics

Third-party Service providers may be used to monitor and analyze the use of the Service.

 

  • Google Analytics.


Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of the Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy 

  • Facebook Pixel.

The Facebook Pixel collects data that helps track conversions from Facebook ads, optimize ads, build targeted audiences for future ads and re-market to people who have already taken some kind of action on a website. Facebook may use the collected data to contextualize and personalize the ads of its own advertising network.

For more information on the privacy practices of Facebook, please visit the Facebook Privacy & Terms web page: https://www.facebook.com/legal/technology_terms

Children's Privacy

 

The Service does not address anyone under the age of 13. No personally identifiable information is collected from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided The Voluntary Association with Personal Data, please contact DRSGME.org via email at hi@drsgme.org. If it becomes known that The Voluntary Association has collected Personal Data from anyone under the age of 13 without verification of parental consent, steps will be taken to remove that information from the The Voluntary Associations' servers.

 

If consent must be relied upon as a legal basis for processing Your information and Your country requires consent from a parent, Your parent's consent may be required before that information is collected and used.

Links to Other Websites

 

The Service may contain links to other websites that are not operated by The Voluntary Association. If You click on a third party link, You will be directed to that third party's site. It is strongly advised for You to review the Privacy Policy of every site You visit.

 

The Voluntary Association has no control over and assumes no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

 

This Privacy Policy may be updated from time to time. You will be notified of any changes by posting the new Privacy Policy on this page.

 

You will know about the Privacy Policy changes via an update on the "Last updated" date at the top of this Privacy Policy.

 

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.​

Cookies Policy

This Cookies Policy explains what Cookies are and how they are used. You should read this policy so You can understand what type of cookies are used, or what information is collected using Cookies and how that information is used. This Cookies Policy has been created with the help of the Cookies Policy Generator.

Cookies do not typically contain any information that personally identifies a user, but personal information that is stored about You may be linked to the information stored in and obtained from Cookies. For further information on how The Voluntary Association uses, stores and keeps your personal data secure, see the Privacy Policy.  Sensitive personal information, such as mailing addresses, account passwords, etc. are not stored in the Cookies used by The Voluntary Association.

Your Choices Regarding Cookies

If You prefer to avoid the use of Cookies on the Website, first You must disable the use of Cookies in your browser and then delete the Cookies saved in your browser associated with this website. You may use this option for preventing the use of Cookies at any time.

If You'd like to delete Cookies or instruct your web browser to delete or refuse Cookies, please visit the help pages of your web browser.

 

For any other web browser, please visit your web browser's official web pages.

Contact Us

 

If you have any questions about this Privacy & Cookies Policy, You can contact The Voluntary Association: